Tink is a European open banking platform founded in 2012 in Stockholm, Sweden, enabling banks, fintechs, and enterprises to access aggregated financial data and initiate payments through a single API across 18 European markets. Acquired by Visa in 2022, Tink powers services for thousands of developers and more than 300 banks and financial institutions, including PayPal, Nordea, and BNP Paribas. The platform serves as critical infrastructure for open banking across Europe.